Federal Protections Expand Coverage Without Cost-Sharing of Contraceptives and Other Women’s Preventive Services

Guttmacher Institute

(August 2011)   Tens of millions of American women will gain insurance coverage of contraception and other preventive services without out-of-pocket costs, such as copayments or deductibles, under new guidelines adopted on August 1 by the U.S. Department of Health and Human Services (DHHS). The guidelines for women's preventive care were recommended on July 19 by an advisory panel of the Institute of Medicine (IOM), convened in response to an amendment authored by Sen. Barbara Mikulski (D-MD) to the Patient Protection and Affordable Care Act (ACA) of 2010. The requirement will affect new private health plans written on or after August 1, 2012; because most insurance plans are renewed with the calendar year, January 2013 is the earliest point that large numbers of women will benefit.